What is dwelling insurance ?

Dwelling insurance provides coverage to the dwelling, its other structures, and personal property. Coverage is provided against direct, sudden, and accidental loss to the covered property.

What kinds of dwellings are eligible ?

All dwellings need to be well maintained and show pride of ownership. Coverage is available for:

  • Single-family residences
  • Multi-family residences
  • Permanent residences
  • Seasonal and tenant occupied residences
  • Older homes
  • Lower valued homes

Multiple types of dwelling policies are available in many states and coverages may vary by state. Your agent can assist you in selecting the type of policy appropriate for your needs.