Farm and Ranch
Farm and Ranch
For dwellings, contents, outbuildings, scheduled farm personal property, blanket farm personal property, and liability all in one package policy.
Product Highlights
- Multi-state exposures on one policy (filed in 48 states)
- Monoline policies for liability or property available
- ISO commercial general liability available
- Inland marine, crime, and equipment breakdown
- Farm liability or farm CGL
- Excess or umbrella policies
- Newly constructed farm buildings up to 60 days/$100,000
- Newly acquired machinery up to 30 days/$100,000
- Discounts for new construction under 10 years
- Loss free discounts
- Household contents โ 70% of dwelling with option to increase
- Flexible deductibles
- Chemical drift with bodily injury included up to $25,000 with option to increase
- Transportation of farm chemicals or fertilizer covered up to $25,000 with option to increase up to $100,000
- Harvester-thresher combines may be included in the blanket FPP
Optional Coverages
- Extended replacement cost on dwelling
- Pollutant cleanup and removal up to $100,000
- Enhancement endorsements for specific agribusiness classes
- Ordinance or law
- Sump overflow and water backup
- Transit coverage owned and incidental for others
- 4-H and FFA livestock coverage for death of livestock raise and kept projects
- Replacement cost on office contents if scheduled under farm personal property, including tack and mobile equipment
- Incidental commercial business exposures
- Cyber liability and employment practices liability